84004 — Utah County, Utah Market Snapshot
Housing market data for zip code 84004 in Utah County, Utah. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Utah County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$1,350,294
Days to Sell
N/A
Homes Sold
1
Inventory
4
Jumbo Loan Likely Needed
The median home in 84004 at $1,350,294 exceeds the 2026 conforming loan limit of $832,750 by $517,544. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Conforming Loan Feasibility
The median home in 84004 at $1,350,294 exceeds the 2026 conforming loan limit of $832,750 by $517,544. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 84004 are set at the county level.
2026 Loan Limits — Utah County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $601,450 |
| 2 Units | $1,066,250 | $769,950 |
| 3 Units | $1,288,800 | $930,700 |
| 4 Units | $1,601,750 | $1,156,650 |
Affordability Snapshot — Zip 84004
To purchase the median home at $1,350,294 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,496.
Monthly Payment
$10,496
Income Required
$449,808
Principal & Interest
$8,320/mo
Down Payment (5%)
$67,515
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84004.
Estimated Monthly Payment
$8,507
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 84004.
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