84017 — Summit County, Utah Market Snapshot
Housing market data for zip code 84017 in Summit County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$573,500
Days to Sell
203
Homes Sold
12
Inventory
47
Sale-to-List
97.0%
New Listings
40
Price/SqFt
$357
Pending Sales
15
Conforming Loan Available
Most homebuyers in 84017 can comfortably use conventional financing. The median home price of $573,500 is well below the 2026 conforming loan limit of $1,150,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 203 days on average, 84017 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 84017 sells for 3.0% below asking price (97.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 84017 can comfortably use conventional financing. The median home price of $573,500 is well below the 2026 conforming loan limit of $1,150,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84017 are set at the county level.
2026 Loan Limits — Summit County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,150,000 | $1,163,800 |
| 2 Units | $1,472,250 | $1,489,900 |
| 3 Units | $1,779,600 | $1,800,950 |
| 4 Units | $2,211,600 | $2,238,150 |
Affordability Snapshot — Zip 84017
To purchase the median home at $573,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,544.
Monthly Payment
$4,544
Income Required
$194,742
Principal & Interest
$3,534/mo
Down Payment (5%)
$28,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84017.
Estimated Monthly Payment
$3,699
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