84096 — Salt Lake County, Utah Market Snapshot
Housing market data for zip code 84096 in Salt Lake County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
61 sales in 2026 (year to date)
Median Sale Price
$453,900
Days to Sell
43
Homes Sold
61
Inventory
104
Sale-to-List
99.5%
New Listings
133
Price/SqFt
$235
Pending Sales
88
Conforming Loan Available
Most homebuyers in 84096 can comfortably use conventional financing. The median home price of $453,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84096's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 84096 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 84096 can comfortably use conventional financing. The median home price of $453,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84096 are set at the county level.
2026 Loan Limits — Salt Lake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $637,100 |
| 2 Units | $1,066,250 | $815,600 |
| 3 Units | $1,288,800 | $985,900 |
| 4 Units | $1,601,750 | $1,225,200 |
Affordability Snapshot — Zip 84096
To purchase the median home at $453,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,628.
Monthly Payment
$3,628
Income Required
$155,470
Principal & Interest
$2,797/mo
Down Payment (5%)
$22,695
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84096.
Estimated Monthly Payment
$2,959
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 84096. Tell us what you're looking for.