84081 — Salt Lake County, Utah Market Snapshot
Housing market data for zip code 84081 in Salt Lake County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
34 sales in 2026 (year to date)
Median Sale Price
$446,495
Days to Sell
57
Homes Sold
34
Inventory
35
Sale-to-List
99.5%
New Listings
37
Price/SqFt
$245
Pending Sales
41
Conforming Loan Available
Most homebuyers in 84081 can comfortably use conventional financing. The median home price of $446,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84081's market is balanced with homes taking an average of 57 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 84081 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 84081 can comfortably use conventional financing. The median home price of $446,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84081 are set at the county level.
2026 Loan Limits — Salt Lake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $637,100 |
| 2 Units | $1,066,250 | $815,600 |
| 3 Units | $1,288,800 | $985,900 |
| 4 Units | $1,601,750 | $1,225,200 |
Affordability Snapshot — Zip 84081
To purchase the median home at $446,495 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,571.
Monthly Payment
$3,571
Income Required
$153,039
Principal & Interest
$2,751/mo
Down Payment (5%)
$22,325
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84081.
Estimated Monthly Payment
$2,913
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