84025 — Davis County, Utah Market Snapshot
Housing market data for zip code 84025 in Davis County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
41 sales in 2026 (year to date)
Median Sale Price
$785,000
Days to Sell
30
Homes Sold
41
Inventory
54
Sale-to-List
98.3%
New Listings
70
Price/SqFt
$257
Pending Sales
49
Conforming Loan Available
The median home in 84025 at $785,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
84025's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 84025 (98.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 84025 at $785,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 84025 are set at the county level.
2026 Loan Limits — Davis County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $744,050 |
| 2 Units | $1,066,250 | $952,500 |
| 3 Units | $1,288,800 | $1,151,400 |
| 4 Units | $1,601,750 | $1,430,900 |
Affordability Snapshot — Zip 84025
To purchase the median home at $785,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,164.
Monthly Payment
$6,164
Income Required
$264,189
Principal & Interest
$4,837/mo
Down Payment (5%)
$39,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84025.
Estimated Monthly Payment
$5,008
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 84025. Tell us what you're looking for.