37027 — Williamson County, Tennessee Market Snapshot
Housing market data for zip code 37027 in Williamson County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
278 sales in 2026 (year to date)
Median Sale Price
$1,295,000
Days to Sell
59
Homes Sold
278
Inventory
422
Sale-to-List
97.7%
New Listings
459
Price/SqFt
$335
Pending Sales
334
Jumbo Loan Likely Needed
The median home in 37027 at $1,295,000 exceeds the 2026 conforming loan limit of $1,029,250 by $265,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
37027's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 37027 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 37027 at $1,295,000 exceeds the 2026 conforming loan limit of $1,029,250 by $265,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 37027 are set at the county level.
2026 Loan Limits — Williamson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,029,250 | $1,029,250 |
| 2 Units | $1,317,650 | $1,317,650 |
| 3 Units | $1,592,700 | $1,592,700 |
| 4 Units | $1,979,350 | $1,979,350 |
Affordability Snapshot — Zip 37027
To purchase the median home at $1,295,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,072.
Monthly Payment
$10,072
Income Required
$431,652
Principal & Interest
$7,979/mo
Down Payment (5%)
$64,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37027.
Estimated Monthly Payment
$8,164
Jumbo loan required. Loan amount exceeds the $1,029,250 conforming limit for 37027.
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 37027. Tell us what you're looking for.