37010 — Robertson County, Tennessee Market Snapshot
Housing market data for zip code 37010 in Robertson County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$434,500
Days to Sell
80
Homes Sold
18
Inventory
32
Sale-to-List
98.6%
New Listings
28
Price/SqFt
$186
Pending Sales
26
Conforming Loan Available
Most homebuyers in 37010 can comfortably use conventional financing. The median home price of $434,500 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 80 days on average, 37010 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 37010 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 37010 can comfortably use conventional financing. The median home price of $434,500 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 37010 are set at the county level.
2026 Loan Limits — Robertson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,029,250 | $1,029,250 |
| 2 Units | $1,317,650 | $1,317,650 |
| 3 Units | $1,592,700 | $1,592,700 |
| 4 Units | $1,979,350 | $1,979,350 |
Affordability Snapshot — Zip 37010
To purchase the median home at $434,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,479.
Monthly Payment
$3,479
Income Required
$149,100
Principal & Interest
$2,677/mo
Down Payment (5%)
$21,725
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37010.
Estimated Monthly Payment
$2,839
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 37010. Tell us what you're looking for.