37922 — Knox County, Tennessee Market Snapshot
Housing market data for zip code 37922 in Knox County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
145 sales in 2026 (year to date)
Median Sale Price
$663,300
Days to Sell
55
Homes Sold
145
Inventory
201
Sale-to-List
99.3%
New Listings
210
Price/SqFt
$237
Pending Sales
189
Conforming Loan Available
Most homebuyers in 37922 can comfortably use conventional financing. The median home price of $663,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
37922's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 37922 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 37922 can comfortably use conventional financing. The median home price of $663,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 37922 are set at the county level.
2026 Loan Limits — Knox County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 37922
To purchase the median home at $663,300 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,232.
Monthly Payment
$5,232
Income Required
$224,228
Principal & Interest
$4,087/mo
Down Payment (5%)
$33,165
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37922.
Estimated Monthly Payment
$4,255
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