37641 — Greene County, Tennessee Market Snapshot
Housing market data for zip code 37641 in Greene County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$278,900
Days to Sell
77
Homes Sold
27
Inventory
43
Sale-to-List
94.5%
New Listings
45
Price/SqFt
$170
Pending Sales
45
Conforming Loan Available
Most homebuyers in 37641 can comfortably use conventional financing. The median home price of $278,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 77 days on average, 37641 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 37641 sells for 5.5% below asking price (94.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 37641 can comfortably use conventional financing. The median home price of $278,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 37641 are set at the county level.
2026 Loan Limits — Greene County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 37641
To purchase the median home at $278,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,287.
Monthly Payment
$2,287
Income Required
$98,007
Principal & Interest
$1,718/mo
Down Payment (5%)
$13,945
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37641.
Estimated Monthly Payment
$1,876
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