37036 — Dickson County, Tennessee Market Snapshot
Housing market data for zip code 37036 in Dickson County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$364,750
Days to Sell
85
Homes Sold
20
Inventory
33
Sale-to-List
98.1%
New Listings
31
Price/SqFt
$229
Pending Sales
17
Conforming Loan Available
Most homebuyers in 37036 can comfortably use conventional financing. The median home price of $364,750 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 85 days on average, 37036 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 37036 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 37036 can comfortably use conventional financing. The median home price of $364,750 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 37036 are set at the county level.
2026 Loan Limits — Dickson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,029,250 | $1,029,250 |
| 2 Units | $1,317,650 | $1,317,650 |
| 3 Units | $1,592,700 | $1,592,700 |
| 4 Units | $1,979,350 | $1,979,350 |
Affordability Snapshot — Zip 37036
To purchase the median home at $364,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,945.
Monthly Payment
$2,945
Income Required
$126,197
Principal & Interest
$2,247/mo
Down Payment (5%)
$18,238
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37036.
Estimated Monthly Payment
$2,407
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