37211 — Davidson County, Tennessee Market Snapshot
Housing market data for zip code 37211 in Davidson County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$331,000
Days to Sell
68
Homes Sold
36
Inventory
79
Sale-to-List
97.9%
New Listings
72
Price/SqFt
$219
Pending Sales
41
Conforming Loan Available
Most homebuyers in 37211 can comfortably use conventional financing. The median home price of $331,000 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 68 days on average, 37211 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 37211 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 37211 can comfortably use conventional financing. The median home price of $331,000 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 37211 are set at the county level.
2026 Loan Limits — Davidson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,029,250 | $1,029,250 |
| 2 Units | $1,317,650 | $1,317,650 |
| 3 Units | $1,592,700 | $1,592,700 |
| 4 Units | $1,979,350 | $1,979,350 |
Affordability Snapshot — Zip 37211
To purchase the median home at $331,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,686.
Monthly Payment
$2,686
Income Required
$115,115
Principal & Interest
$2,040/mo
Down Payment (5%)
$16,550
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37211.
Estimated Monthly Payment
$2,198
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