37742 — Blount County, Tennessee Market Snapshot
Housing market data for zip code 37742 in Blount County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
34 sales in 2026 (year to date)
Median Sale Price
$682,450
Days to Sell
84
Homes Sold
34
Inventory
45
Sale-to-List
97.7%
New Listings
40
Price/SqFt
$274
Pending Sales
42
Conforming Loan Available
The median home in 37742 at $682,450 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 84 days on average, 37742 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 37742 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 37742 at $682,450 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 37742 are set at the county level.
2026 Loan Limits — Blount County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 37742
To purchase the median home at $682,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,379.
Monthly Payment
$5,379
Income Required
$230,516
Principal & Interest
$4,205/mo
Down Payment (5%)
$34,123
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37742.
Estimated Monthly Payment
$4,374
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 37742. Tell us what you're looking for.