69346 — Sioux County, Nebraska Market Snapshot
Housing market data for zip code 69346 in Sioux County, Nebraska. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Sioux County county page for broader data.
Market Sales Data
1 sales in 2022
Median Sale Price
$77,444
Days to Sell
259
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 69346 can comfortably use conventional financing. The median home price of $77,444 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 259 days on average, 69346 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 69346 can comfortably use conventional financing. The median home price of $77,444 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 69346 are set at the county level.
2026 Loan Limits — Sioux County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 69346
To purchase the median home at $77,444 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $743.
Monthly Payment
$743
Income Required
$31,858
Principal & Interest
$477/mo
Down Payment (5%)
$3,872
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 69346.
Estimated Monthly Payment
$629
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