68434 — Seward County, Nebraska Market Snapshot
Housing market data for zip code 68434 in Seward County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$294,898
Days to Sell
55
Homes Sold
22
Inventory
8
Sale-to-List
99.3%
New Listings
24
Price/SqFt
$147
Pending Sales
19
Conforming Loan Available
Most homebuyers in 68434 can comfortably use conventional financing. The median home price of $294,898 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
68434's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 68434 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68434 can comfortably use conventional financing. The median home price of $294,898 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68434 are set at the county level.
2026 Loan Limits — Seward County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68434
To purchase the median home at $294,898 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,409.
Monthly Payment
$2,409
Income Required
$103,261
Principal & Interest
$1,817/mo
Down Payment (5%)
$14,745
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68434.
Estimated Monthly Payment
$1,975
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