69341 — Scotts Bluff County, Nebraska Market Snapshot
Housing market data for zip code 69341 in Scotts Bluff County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$226,328
Days to Sell
43
Homes Sold
24
Inventory
18
Sale-to-List
98.4%
New Listings
40
Price/SqFt
$187
Pending Sales
38
Conforming Loan Available
Most homebuyers in 69341 can comfortably use conventional financing. The median home price of $226,328 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
69341's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 69341 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 69341 can comfortably use conventional financing. The median home price of $226,328 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 69341 are set at the county level.
2026 Loan Limits — Scotts Bluff County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 69341
To purchase the median home at $226,328 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,884.
Monthly Payment
$1,884
Income Required
$80,745
Principal & Interest
$1,395/mo
Down Payment (5%)
$11,316
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 69341.
Estimated Monthly Payment
$1,551
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