68133 — Sarpy County, Nebraska Market Snapshot
Housing market data for zip code 68133 in Sarpy County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
76 sales in 2026 (year to date)
Median Sale Price
$402,990
Days to Sell
47
Homes Sold
76
Inventory
37
Sale-to-List
101.2%
New Listings
100
Price/SqFt
$175
Pending Sales
86
Conforming Loan Available
Most homebuyers in 68133 can comfortably use conventional financing. The median home price of $402,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
68133's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 68133 (101.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68133 can comfortably use conventional financing. The median home price of $402,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68133 are set at the county level.
2026 Loan Limits — Sarpy County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68133
To purchase the median home at $402,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,238.
Monthly Payment
$3,238
Income Required
$138,754
Principal & Interest
$2,483/mo
Down Payment (5%)
$20,150
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68133.
Estimated Monthly Payment
$2,644
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