68128 — Sarpy County, Nebraska Market Snapshot
Housing market data for zip code 68128 in Sarpy County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
54 sales in 2026 (year to date)
Median Sale Price
$284,278
Days to Sell
16
Homes Sold
54
Inventory
7
Sale-to-List
102.4%
New Listings
47
Price/SqFt
$171
Pending Sales
46
Conforming Loan Available
Most homebuyers in 68128 can comfortably use conventional financing. The median home price of $284,278 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 68128 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 68128 are selling 2.4% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 68128 can comfortably use conventional financing. The median home price of $284,278 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68128 are set at the county level.
2026 Loan Limits — Sarpy County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68128
To purchase the median home at $284,278 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,328.
Monthly Payment
$2,328
Income Required
$99,773
Principal & Interest
$1,752/mo
Down Payment (5%)
$14,214
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68128.
Estimated Monthly Payment
$1,909
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