68046 — Sarpy County, Nebraska Market Snapshot
Housing market data for zip code 68046 in Sarpy County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
188 sales in 2026 (year to date)
Median Sale Price
$468,560
Days to Sell
57
Homes Sold
188
Inventory
114
Sale-to-List
101.7%
New Listings
221
Price/SqFt
$185
Pending Sales
158
Conforming Loan Available
Most homebuyers in 68046 can comfortably use conventional financing. The median home price of $468,560 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
68046's market is balanced with homes taking an average of 57 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 68046 (101.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68046 can comfortably use conventional financing. The median home price of $468,560 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68046 are set at the county level.
2026 Loan Limits — Sarpy County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68046
To purchase the median home at $468,560 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,740.
Monthly Payment
$3,740
Income Required
$160,284
Principal & Interest
$2,887/mo
Down Payment (5%)
$23,428
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68046.
Estimated Monthly Payment
$3,050
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