68005 — Sarpy County, Nebraska Market Snapshot
Housing market data for zip code 68005 in Sarpy County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
67 sales in 2026 (year to date)
Median Sale Price
$257,778
Days to Sell
13
Homes Sold
67
Inventory
15
Sale-to-List
101.8%
New Listings
85
Price/SqFt
$155
Pending Sales
86
Conforming Loan Available
Most homebuyers in 68005 can comfortably use conventional financing. The median home price of $257,778 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
68005 is an extremely competitive market with homes selling in just 13 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 68005 (101.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68005 can comfortably use conventional financing. The median home price of $257,778 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68005 are set at the county level.
2026 Loan Limits — Sarpy County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68005
To purchase the median home at $257,778 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,125.
Monthly Payment
$2,125
Income Required
$91,072
Principal & Interest
$1,588/mo
Down Payment (5%)
$12,889
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68005.
Estimated Monthly Payment
$1,745
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