68510 — Lancaster County, Nebraska Market Snapshot
Housing market data for zip code 68510 in Lancaster County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
77 sales in 2026 (year to date)
Median Sale Price
$254,684
Days to Sell
18
Homes Sold
77
Inventory
17
Sale-to-List
100.9%
New Listings
91
Price/SqFt
$161
Pending Sales
88
Conforming Loan Available
Most homebuyers in 68510 can comfortably use conventional financing. The median home price of $254,684 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 68510 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 68510 (100.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68510 can comfortably use conventional financing. The median home price of $254,684 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68510 are set at the county level.
2026 Loan Limits — Lancaster County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68510
To purchase the median home at $254,684 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,101.
Monthly Payment
$2,101
Income Required
$90,056
Principal & Interest
$1,569/mo
Down Payment (5%)
$12,734
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68510.
Estimated Monthly Payment
$1,726
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