68507 — Lancaster County, Nebraska Market Snapshot
Housing market data for zip code 68507 in Lancaster County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
64 sales in 2026 (year to date)
Median Sale Price
$260,871
Days to Sell
19
Homes Sold
64
Inventory
20
Sale-to-List
101.5%
New Listings
69
Price/SqFt
$176
Pending Sales
61
Conforming Loan Available
Most homebuyers in 68507 can comfortably use conventional financing. The median home price of $260,871 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 68507 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 68507 (101.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68507 can comfortably use conventional financing. The median home price of $260,871 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68507 are set at the county level.
2026 Loan Limits — Lancaster County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68507
To purchase the median home at $260,871 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,149.
Monthly Payment
$2,149
Income Required
$92,087
Principal & Interest
$1,607/mo
Down Payment (5%)
$13,044
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68507.
Estimated Monthly Payment
$1,764
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