68462 — Lancaster County, Nebraska Market Snapshot
Housing market data for zip code 68462 in Lancaster County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$332,810
Days to Sell
23
Homes Sold
14
Inventory
12
Sale-to-List
101.6%
New Listings
29
Price/SqFt
$172
Pending Sales
18
Conforming Loan Available
Most homebuyers in 68462 can comfortably use conventional financing. The median home price of $332,810 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 68462 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 68462 (101.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68462 can comfortably use conventional financing. The median home price of $332,810 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68462 are set at the county level.
2026 Loan Limits — Lancaster County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68462
To purchase the median home at $332,810 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,700.
Monthly Payment
$2,700
Income Required
$115,709
Principal & Interest
$2,051/mo
Down Payment (5%)
$16,641
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68462.
Estimated Monthly Payment
$2,210
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