69169 — Hayes County, Nebraska Market Snapshot
Housing market data for zip code 69169 in Hayes County, Nebraska. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Hayes County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$144,356
Days to Sell
35
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 69169 can comfortably use conventional financing. The median home price of $144,356 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
69169's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 69169 can comfortably use conventional financing. The median home price of $144,356 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 69169 are set at the county level.
2026 Loan Limits — Hayes County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 69169
To purchase the median home at $144,356 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,256.
Monthly Payment
$1,256
Income Required
$53,829
Principal & Interest
$889/mo
Down Payment (5%)
$7,218
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 69169.
Estimated Monthly Payment
$1,043
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