68134 — Douglas County, Nebraska Market Snapshot
Housing market data for zip code 68134 in Douglas County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
87 sales in 2026 (year to date)
Median Sale Price
$273,244
Days to Sell
10
Homes Sold
87
Inventory
19
Sale-to-List
102.5%
New Listings
99
Price/SqFt
$160
Pending Sales
91
Conforming Loan Available
Most homebuyers in 68134 can comfortably use conventional financing. The median home price of $273,244 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
68134 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 68134 are selling 2.5% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 68134 can comfortably use conventional financing. The median home price of $273,244 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68134 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68134
To purchase the median home at $273,244 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,244.
Monthly Payment
$2,244
Income Required
$96,150
Principal & Interest
$1,684/mo
Down Payment (5%)
$13,662
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68134.
Estimated Monthly Payment
$1,841
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