68118 — Douglas County, Nebraska Market Snapshot
Housing market data for zip code 68118 in Douglas County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$445,440
Days to Sell
7
Homes Sold
22
Inventory
7
Sale-to-List
102.4%
New Listings
28
Price/SqFt
$143
Pending Sales
28
Conforming Loan Available
Most homebuyers in 68118 can comfortably use conventional financing. The median home price of $445,440 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
68118 is an extremely competitive market with homes selling in just 7 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 68118 are selling 2.4% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 68118 can comfortably use conventional financing. The median home price of $445,440 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68118 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68118
To purchase the median home at $445,440 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,563.
Monthly Payment
$3,563
Income Required
$152,692
Principal & Interest
$2,745/mo
Down Payment (5%)
$22,272
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68118.
Estimated Monthly Payment
$2,907
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 68118. Tell us what you're looking for.