68116 — Douglas County, Nebraska Market Snapshot
Housing market data for zip code 68116 in Douglas County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
137 sales in 2026 (year to date)
Median Sale Price
$359,586
Days to Sell
25
Homes Sold
137
Inventory
26
Sale-to-List
101.1%
New Listings
142
Price/SqFt
$179
Pending Sales
135
Conforming Loan Available
Most homebuyers in 68116 can comfortably use conventional financing. The median home price of $359,586 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 68116 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 68116 (101.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68116 can comfortably use conventional financing. The median home price of $359,586 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68116 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68116
To purchase the median home at $359,586 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,905.
Monthly Payment
$2,905
Income Required
$124,501
Principal & Interest
$2,216/mo
Down Payment (5%)
$17,979
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68116.
Estimated Monthly Payment
$2,375
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 68116. Tell us what you're looking for.