68022 — Douglas County, Nebraska Market Snapshot
Housing market data for zip code 68022 in Douglas County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
252 sales in 2026 (year to date)
Median Sale Price
$506,190
Days to Sell
80
Homes Sold
252
Inventory
159
Sale-to-List
100.4%
New Listings
276
Price/SqFt
$187
Pending Sales
224
Conforming Loan Available
Most homebuyers in 68022 can comfortably use conventional financing. The median home price of $506,190 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 80 days on average, 68022 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 68022 (100.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68022 can comfortably use conventional financing. The median home price of $506,190 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68022 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68022
To purchase the median home at $506,190 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,028.
Monthly Payment
$4,028
Income Required
$172,640
Principal & Interest
$3,119/mo
Down Payment (5%)
$25,310
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68022.
Estimated Monthly Payment
$3,283
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