68007 — Douglas County, Nebraska Market Snapshot
Housing market data for zip code 68007 in Douglas County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
146 sales in 2026 (year to date)
Median Sale Price
$404,165
Days to Sell
89
Homes Sold
146
Inventory
88
Sale-to-List
101.1%
New Listings
141
Price/SqFt
$182
Pending Sales
132
Conforming Loan Available
Most homebuyers in 68007 can comfortably use conventional financing. The median home price of $404,165 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 89 days on average, 68007 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 68007 (101.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68007 can comfortably use conventional financing. The median home price of $404,165 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68007 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68007
To purchase the median home at $404,165 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,247.
Monthly Payment
$3,247
Income Required
$139,139
Principal & Interest
$2,490/mo
Down Payment (5%)
$20,208
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68007.
Estimated Monthly Payment
$2,651
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