68601 — Butler County, Nebraska Market Snapshot
Housing market data for zip code 68601 in Butler County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
79 sales in 2026 (year to date)
Median Sale Price
$271,182
Days to Sell
37
Homes Sold
79
Inventory
73
Sale-to-List
100.3%
New Listings
100
Price/SqFt
$123
Pending Sales
89
Conforming Loan Available
Most homebuyers in 68601 can comfortably use conventional financing. The median home price of $271,182 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
68601's market is balanced with homes taking an average of 37 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 68601 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68601 can comfortably use conventional financing. The median home price of $271,182 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68601 are set at the county level.
2026 Loan Limits — Butler County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68601
To purchase the median home at $271,182 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,228.
Monthly Payment
$2,228
Income Required
$95,473
Principal & Interest
$1,671/mo
Down Payment (5%)
$13,559
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68601.
Estimated Monthly Payment
$1,828
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 68601. Tell us what you're looking for.