68925 — Adams County, Nebraska Market Snapshot

Housing market data for zip code 68925 in Adams County, Nebraska. Updated monthly with median prices, days on market, and more.

Data as of January 2023

Limited Sales Data

Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Adams County county page for broader data.

Market Sales Data

1 sales in 2023

Source: Redfin

Median Sale Price

$49,000

Closed sales

Days to Sell

47

Median, listing to close

Homes Sold

1

Closed in 2023

Inventory

N/A

Conforming Loan Available

Most homebuyers in 68925 can comfortably use conventional financing. The median home price of $49,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

68925's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.

Conforming Loan Feasibility

Most homebuyers in 68925 can comfortably use conventional financing. The median home price of $49,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 68925 are set at the county level.

2026 Loan Limits — Adams County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$541,287
2 Units$1,066,250$693,050
3 Units$1,288,800$837,700
4 Units$1,601,750$1,041,125

Affordability Snapshot — Zip 68925

To purchase the median home at $49,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $525.

Monthly Payment

$525

Income Required

$22,518

Principal & Interest

$302/mo

Down Payment (5%)

$2,450

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 68925.

%
%

Estimated Monthly Payment

$453

Principal & Interest$254
Property Tax$49
Insurance$150
Loan Amount$39,200
Total Interest$52,330
Income Required$19,425/yr

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