39562 — Jackson County, Mississippi Market Snapshot
Housing market data for zip code 39562 in Jackson County, Mississippi. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$184,500
Days to Sell
22
Homes Sold
22
Inventory
37
Sale-to-List
96.0%
New Listings
43
Price/SqFt
$117
Pending Sales
32
Conforming Loan Available
Most homebuyers in 39562 can comfortably use conventional financing. The median home price of $184,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 39562 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 39562 sells for 4.0% below asking price (96.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 39562 can comfortably use conventional financing. The median home price of $184,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 39562 are set at the county level.
2026 Loan Limits — Jackson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 39562
To purchase the median home at $184,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,564.
Monthly Payment
$1,564
Income Required
$67,011
Principal & Interest
$1,137/mo
Down Payment (5%)
$9,225
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 39562.
Estimated Monthly Payment
$1,292
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 39562. Tell us what you're looking for.