Mississippi Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 82 Mississippi counties, plus monthly housing market data and affordability analysis.

MS

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

82

With loan limit data

Data Coverage

Monthly

Updated with latest data

Mississippi Counties

County FIPS Code Conforming Limit (1-Unit)
Adams County28001$832,750
Alcorn County28003$832,750
Amite County28005$832,750
Attala County28007$832,750
Benton County28009$832,750
Bolivar County28011$832,750
Calhoun County28013$832,750
Carroll County28015$832,750
Chickasaw County28017$832,750
Choctaw County28019$832,750
Claiborne County28021$832,750
Clarke County28023$832,750
Clay County28025$832,750
Coahoma County28027$832,750
Copiah County28029$832,750
Covington County28031$832,750
DeSoto County28033$832,750
Forrest County28035$832,750
Franklin County28037$832,750
George County28039$832,750
Greene County28041$832,750
Grenada County28043$832,750
Hancock County28045$832,750
Harrison County28047$832,750
Hinds County28049$832,750
Holmes County28051$832,750
Humphreys County28053$832,750
Issaquena County28055$832,750
Itawamba County28057$832,750
Jackson County28059$832,750
Jasper County28061$832,750
Jefferson County28063$832,750
Jefferson Davis County28065$832,750
Jones County28067$832,750
Kemper County28069$832,750
Lafayette County28071$832,750
Lamar County28073$832,750
Lauderdale County28075$832,750
Lawrence County28077$832,750
Leake County28079$832,750
Lee County28081$832,750
Leflore County28083$832,750
Lincoln County28085$832,750
Lowndes County28087$832,750
Madison County28089$832,750
Marion County28091$832,750
Marshall County28093$832,750
Monroe County28095$832,750
Montgomery County28097$832,750
Neshoba County28099$832,750
Newton County28101$832,750
Noxubee County28103$832,750
Oktibbeha County28105$832,750
Panola County28107$832,750
Pearl River County28109$832,750
Perry County28111$832,750
Pike County28113$832,750
Pontotoc County28115$832,750
Prentiss County28117$832,750
Quitman County28119$832,750
Rankin County28121$832,750
Scott County28123$832,750
Sharkey County28125$832,750
Simpson County28127$832,750
Smith County28129$832,750
Stone County28131$832,750
Sunflower County28133$832,750
Tallahatchie County28135$832,750
Tate County28137$832,750
Tippah County28139$832,750
Tishomingo County28141$832,750
Tunica County28143$832,750
Union County28145$832,750
Walthall County28147$832,750
Warren County28149$832,750
Washington County28151$832,750
Wayne County28153$832,750
Webster County28155$832,750
Wilkinson County28157$832,750
Winston County28159$832,750
Yalobusha County28161$832,750
Yazoo County28163$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Mississippi.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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