39272 — Hinds County, Mississippi Market Snapshot
Housing market data for zip code 39272 in Hinds County, Mississippi. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$247,202
Days to Sell
49
Homes Sold
29
Inventory
43
Sale-to-List
98.4%
New Listings
52
Price/SqFt
$144
Pending Sales
43
Conforming Loan Available
Most homebuyers in 39272 can comfortably use conventional financing. The median home price of $247,202 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
39272's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 39272 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 39272 can comfortably use conventional financing. The median home price of $247,202 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 39272 are set at the county level.
2026 Loan Limits — Hinds County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 39272
To purchase the median home at $247,202 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,044.
Monthly Payment
$2,044
Income Required
$87,599
Principal & Interest
$1,523/mo
Down Payment (5%)
$12,360
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 39272.
Estimated Monthly Payment
$1,680
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