39213 — Hinds County, Mississippi Market Snapshot
Housing market data for zip code 39213 in Hinds County, Mississippi. Updated monthly with median prices, days on market, and more.
Market Sales Data
21 sales in 2026 (year to date)
Median Sale Price
$48,500
Days to Sell
38
Homes Sold
21
Inventory
36
Sale-to-List
88.5%
New Listings
34
Price/SqFt
$40
Pending Sales
30
Conforming Loan Available
Most homebuyers in 39213 can comfortably use conventional financing. The median home price of $48,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
39213's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 39213 sells for 11.5% below asking price (88.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 39213 can comfortably use conventional financing. The median home price of $48,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 39213 are set at the county level.
2026 Loan Limits — Hinds County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 39213
To purchase the median home at $48,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $522.
Monthly Payment
$522
Income Required
$22,354
Principal & Interest
$299/mo
Down Payment (5%)
$2,425
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 39213.
Estimated Monthly Payment
$450
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