01532 — Worcester County, Massachusetts Market Snapshot
Housing market data for zip code 01532 in Worcester County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
33 sales in 2026 (year to date)
Median Sale Price
$730,000
Days to Sell
19
Homes Sold
33
Inventory
45
Sale-to-List
101.6%
New Listings
80
Price/SqFt
$345
Pending Sales
52
Conforming Loan Available
The median home in 01532 at $730,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 01532 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 01532 (101.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 01532 at $730,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 01532 are set at the county level.
2026 Loan Limits — Worcester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $545,100 |
| 2 Units | $1,066,250 | $697,800 |
| 3 Units | $1,288,800 | $843,500 |
| 4 Units | $1,601,750 | $1,048,300 |
Affordability Snapshot — Zip 01532
To purchase the median home at $730,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,743.
Monthly Payment
$5,743
Income Required
$246,130
Principal & Interest
$4,498/mo
Down Payment (5%)
$36,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01532.
Estimated Monthly Payment
$4,668
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