Massachusetts Loan Limits & Housing Market
2026 conforming and FHA loan limits for all 14 Massachusetts counties, plus monthly housing market data and affordability analysis.
MA
Conforming Limit (1-Unit)
$832,750
2026 baseline
Counties
14
With loan limit data
Data Coverage
Monthly
Updated with latest data
Massachusetts Counties
| County | FIPS Code | Conforming Limit (1-Unit) | |
|---|---|---|---|
| Barnstable County | 25001 | $832,750 | |
| Berkshire County | 25003 | $832,750 | |
| Bristol County | 25005 | $832,750 | |
| Dukes County | 25007 | $1,249,125 | |
| Essex County | 25009 | $962,550 | |
| Franklin County | 25011 | $832,750 | |
| Hampden County | 25013 | $832,750 | |
| Hampshire County | 25015 | $832,750 | |
| Middlesex County | 25017 | $962,550 | |
| Nantucket County | 25019 | $1,249,125 | |
| Norfolk County | 25021 | $962,550 | |
| Plymouth County | 25023 | $962,550 | |
| Suffolk County | 25025 | $962,550 | |
| Worcester County | 25027 | $832,750 |
Mortgage Calculator
Estimate your monthly payment for a home in Massachusetts.
%
%
Estimated Monthly Payment
$2,935
Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr
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