01524 — Worcester County, Massachusetts Market Snapshot
Housing market data for zip code 01524 in Worcester County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$466,062
Days to Sell
18
Homes Sold
12
Inventory
4
Sale-to-List
101.8%
New Listings
19
Price/SqFt
$278
Pending Sales
18
Conforming Loan Available
Most homebuyers in 01524 can comfortably use conventional financing. The median home price of $466,062 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 01524 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 01524 (101.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 01524 can comfortably use conventional financing. The median home price of $466,062 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 01524 are set at the county level.
2026 Loan Limits — Worcester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $545,100 |
| 2 Units | $1,066,250 | $697,800 |
| 3 Units | $1,288,800 | $843,500 |
| 4 Units | $1,601,750 | $1,048,300 |
Affordability Snapshot — Zip 01524
To purchase the median home at $466,062 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,721.
Monthly Payment
$3,721
Income Required
$159,464
Principal & Interest
$2,872/mo
Down Payment (5%)
$23,303
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01524.
Estimated Monthly Payment
$3,034
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