02132 — Suffolk County, Massachusetts Market Snapshot
Housing market data for zip code 02132 in Suffolk County, Massachusetts. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Suffolk County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$798,000
Days to Sell
19
Homes Sold
2
Inventory
8
Conforming Loan Available
The median home in 02132 at $798,000 falls within the 2026 conforming loan limit of $962,550, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 02132 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 02132 at $798,000 falls within the 2026 conforming loan limit of $962,550, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 02132 are set at the county level.
2026 Loan Limits — Suffolk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 02132
To purchase the median home at $798,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,264.
Monthly Payment
$6,264
Income Required
$268,458
Principal & Interest
$4,917/mo
Down Payment (5%)
$39,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02132.
Estimated Monthly Payment
$5,089
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