02445 — Norfolk County, Massachusetts Market Snapshot
Housing market data for zip code 02445 in Norfolk County, Massachusetts. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Norfolk County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$1,562,499
Days to Sell
8
Homes Sold
2
Inventory
4
Jumbo Loan Likely Needed
The median home in 02445 at $1,562,499 exceeds the 2026 conforming loan limit of $962,550 by $599,949. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
02445 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
The median home in 02445 at $1,562,499 exceeds the 2026 conforming loan limit of $962,550 by $599,949. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 02445 are set at the county level.
2026 Loan Limits — Norfolk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 02445
To purchase the median home at $1,562,499 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $12,121.
Monthly Payment
$12,121
Income Required
$519,487
Principal & Interest
$9,628/mo
Down Payment (5%)
$78,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02445.
Estimated Monthly Payment
$9,820
Jumbo loan required. Loan amount exceeds the $962,550 conforming limit for 02445.
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