02189 — Norfolk County, Massachusetts Market Snapshot
Housing market data for zip code 02189 in Norfolk County, Massachusetts. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Norfolk County county page for broader data.
Market Sales Data
6 sales in 2026 (year to date)
Median Sale Price
$353,950
Days to Sell
16
Homes Sold
6
Inventory
3
Conforming Loan Available
Most homebuyers in 02189 can comfortably use conventional financing. The median home price of $353,950 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 02189 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 02189 can comfortably use conventional financing. The median home price of $353,950 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 02189 are set at the county level.
2026 Loan Limits — Norfolk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 02189
To purchase the median home at $353,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,862.
Monthly Payment
$2,862
Income Required
$122,651
Principal & Interest
$2,181/mo
Down Payment (5%)
$17,698
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02189.
Estimated Monthly Payment
$2,341
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 02189. Tell us what you're looking for.