02030 — Norfolk County, Massachusetts Market Snapshot
Housing market data for zip code 02030 in Norfolk County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$2,125,000
Days to Sell
17
Homes Sold
18
Inventory
32
Sale-to-List
98.7%
New Listings
42
Price/SqFt
$440
Pending Sales
26
Jumbo Loan Likely Needed
The median home in 02030 at $2,125,000 exceeds the 2026 conforming loan limit of $962,550 by $1,162,450. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 02030 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 02030 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 02030 at $2,125,000 exceeds the 2026 conforming loan limit of $962,550 by $1,162,450. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 02030 are set at the county level.
2026 Loan Limits — Norfolk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 02030
To purchase the median home at $2,125,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $16,431.
Monthly Payment
$16,431
Income Required
$704,189
Principal & Interest
$13,094/mo
Down Payment (5%)
$106,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02030.
Estimated Monthly Payment
$13,301
Jumbo loan required. Loan amount exceeds the $962,550 conforming limit for 02030.
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