02468 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 02468 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$2,307,500
Days to Sell
19
Homes Sold
22
Inventory
22
Sale-to-List
103.4%
New Listings
43
Price/SqFt
$710
Pending Sales
28
Jumbo Loan Likely Needed
The median home in 02468 at $2,307,500 exceeds the 2026 conforming loan limit of $962,550 by $1,344,950. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 02468 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 02468 are selling 3.4% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 02468 at $2,307,500 exceeds the 2026 conforming loan limit of $962,550 by $1,344,950. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 02468 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 02468
To purchase the median home at $2,307,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $17,829.
Monthly Payment
$17,829
Income Required
$764,114
Principal & Interest
$14,218/mo
Down Payment (5%)
$115,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02468.
Estimated Monthly Payment
$14,431
Jumbo loan required. Loan amount exceeds the $962,550 conforming limit for 02468.
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