02421 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 02421 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Middlesex County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$1,647,500
Days to Sell
39
Homes Sold
2
Inventory
2
Jumbo Loan Likely Needed
The median home in 02421 at $1,647,500 exceeds the 2026 conforming loan limit of $962,550 by $684,950. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
02421's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
The median home in 02421 at $1,647,500 exceeds the 2026 conforming loan limit of $962,550 by $684,950. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 02421 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 02421
To purchase the median home at $1,647,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $12,773.
Monthly Payment
$12,773
Income Required
$547,398
Principal & Interest
$10,151/mo
Down Payment (5%)
$82,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02421.
Estimated Monthly Payment
$10,346
Jumbo loan required. Loan amount exceeds the $962,550 conforming limit for 02421.
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 02421. Tell us what you're looking for.