01867 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 01867 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$529,950
Days to Sell
19
Homes Sold
12
Inventory
10
Sale-to-List
100.2%
New Listings
18
Price/SqFt
$494
Pending Sales
14
Conforming Loan Available
Most homebuyers in 01867 can comfortably use conventional financing. The median home price of $529,950 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 01867 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 01867 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 01867 can comfortably use conventional financing. The median home price of $529,950 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 01867 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 01867
To purchase the median home at $529,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,210.
Monthly Payment
$4,210
Income Required
$180,442
Principal & Interest
$3,265/mo
Down Payment (5%)
$26,498
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01867.
Estimated Monthly Payment
$3,430
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