01824 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 01824 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$765,500
Days to Sell
17
Homes Sold
30
Inventory
24
Sale-to-List
104.4%
New Listings
61
Price/SqFt
$369
Pending Sales
47
Conforming Loan Available
Most homebuyers in 01824 can comfortably use conventional financing. The median home price of $765,500 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 01824 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 01824 are selling 4.4% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 01824 can comfortably use conventional financing. The median home price of $765,500 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 01824 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 01824
To purchase the median home at $765,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,015.
Monthly Payment
$6,015
Income Required
$257,787
Principal & Interest
$4,717/mo
Down Payment (5%)
$38,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01824.
Estimated Monthly Payment
$4,888
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