01775 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 01775 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$862,500
Days to Sell
21
Homes Sold
22
Inventory
23
Sale-to-List
102.8%
New Listings
49
Price/SqFt
$312
Pending Sales
31
Conforming Loan Available
The median home in 01775 at $862,500 falls within the 2026 conforming loan limit of $962,550, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 01775 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 01775 are selling 2.8% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 01775 at $862,500 falls within the 2026 conforming loan limit of $962,550, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 01775 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 01775
To purchase the median home at $862,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,758.
Monthly Payment
$6,758
Income Required
$289,637
Principal & Interest
$5,314/mo
Down Payment (5%)
$43,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01775.
Estimated Monthly Payment
$5,488
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