01760 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 01760 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$960,000
Days to Sell
26
Homes Sold
17
Inventory
10
Sale-to-List
98.4%
New Listings
20
Price/SqFt
$450
Pending Sales
18
Conforming Loan Available
The median home in 01760 at $960,000 falls within the 2026 conforming loan limit of $962,550, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 01760 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 01760 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 01760 at $960,000 falls within the 2026 conforming loan limit of $962,550, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 01760 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 01760
To purchase the median home at $960,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,505.
Monthly Payment
$7,505
Income Required
$321,652
Principal & Interest
$5,915/mo
Down Payment (5%)
$48,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01760.
Estimated Monthly Payment
$6,091
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