01742 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 01742 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$705,000
Days to Sell
23
Homes Sold
10
Inventory
3
Sale-to-List
99.1%
New Listings
10
Price/SqFt
$581
Pending Sales
10
Conforming Loan Available
Most homebuyers in 01742 can comfortably use conventional financing. The median home price of $705,000 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 01742 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 01742 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 01742 can comfortably use conventional financing. The median home price of $705,000 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 01742 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 01742
To purchase the median home at $705,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,551.
Monthly Payment
$5,551
Income Required
$237,921
Principal & Interest
$4,344/mo
Down Payment (5%)
$35,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01742.
Estimated Monthly Payment
$4,513
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