01464 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 01464 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$431,420
Days to Sell
34
Homes Sold
13
Inventory
3
Sale-to-List
100.9%
New Listings
10
Price/SqFt
$266
Pending Sales
10
Conforming Loan Available
Most homebuyers in 01464 can comfortably use conventional financing. The median home price of $431,420 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
01464's market is balanced with homes taking an average of 34 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 01464 (100.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 01464 can comfortably use conventional financing. The median home price of $431,420 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 01464 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 01464
To purchase the median home at $431,420 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,455.
Monthly Payment
$3,455
Income Required
$148,089
Principal & Interest
$2,658/mo
Down Payment (5%)
$21,571
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01464.
Estimated Monthly Payment
$2,820
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 01464. Tell us what you're looking for.