01450 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 01450 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$842,500
Days to Sell
20
Homes Sold
28
Inventory
23
Sale-to-List
101.7%
New Listings
50
Price/SqFt
$345
Pending Sales
47
Conforming Loan Available
The median home in 01450 at $842,500 falls within the 2026 conforming loan limit of $962,550, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 01450 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 01450 (101.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 01450 at $842,500 falls within the 2026 conforming loan limit of $962,550, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 01450 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 01450
To purchase the median home at $842,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,605.
Monthly Payment
$6,605
Income Required
$283,070
Principal & Interest
$5,191/mo
Down Payment (5%)
$42,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01450.
Estimated Monthly Payment
$5,364
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